Econometrician and finance professor Michael Phillips has lead the development of MacroRisk’s patented and proprietary analytical tools since the beginning. An author of dozens of scholarly articles and monographs, Dr. Phillips also brings real-world experience to the table. He has been employed as a U.S. Department of Commerce economist and as a consultant to numerous corporations and financial institutions, both on Wall Street and ‘Main Street.’ In addition, he has served many times as an expert witness in federal and state courts regarding financial, economic, and statistical issues. He has degrees in mathematics and economics, and received his Ph.D. from the University of California, San Diego. Besides his role with MacroRisk Analytics, Dr. Phillips serves as Professor of Finance, Financial Planning, and Insurance at the College of Business and Economics of California State University, Northridge, where he also is the Director of the Center for Financial Planning & Investment.